Top10payments.com is an independent professional comparison site that provides users with free and valuable information on leading payments services. Top10payments.com is supported by referral fees from listed companies. We do not provide a listing of each and every company in the market. We do not guarantee 100% accuracy of the information. The information which appears on this site is subject to change at any time. We aim to help users make an informed choice that best suits their particular needs. Fees and exchange rate data for banks taken from the International Money Transfer Index™ (IMTI™) and are updated from time to time.
| Provider | Known For | Integration | Payment Methods |
Score
Calculated through a series of indicators with editorial discretion
|
Get Started |
|---|---|---|---|---|---|
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1
|
|
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|
9.8 | |
Onboarding Process
Credibility
Individual Transactions
Speed0-3 Business Days Currency CoverageEUR, USD, CAD, GBP, JPY |
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2
|
|
|
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9.5 | |
Onboarding Process
Credibility
Individual Transactions
Speed0-4 Business days Currency CoverageUSD, EUR, GBP, CAD, AUD, SGD, HKD |
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|
3
|
|
API Solution 
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9.0 | |
Onboarding Process
Credibility
Individual Transactions
Speed0-2 business days Currency CoverageGBP, USD, EUR |
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4
|
|
|
|
8.8 | |
Onboarding Process
Credibility
Individual Transactions
Speed1-4 business days Currency CoverageGBP, USD, EUR, CNH |
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|
5
|
|
|
|
8.5 | |
Onboarding Process
Credibility
Individual Transactions
Speed2-5 business days Currency CoverageUSD, EUR, AUD |
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|
6
|
|
API Solution
|
|
8.2 | |
Onboarding Process
Credibility
Individual Transactions
Speed1-2 business days Currency CoverageUSD, EUR, GBP, AUD, |
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Top10payments.com is an independent professional comparison site that provides users with free and valuable information on leading payments services. Top10payments.com is supported by referral fees from listed companies. We do not provide a listing of each and every company in the market. We do not guarantee 100% accuracy of the information. The information which appears on this site is subject to change at any time. We aim to help users make an informed choice that best suits their particular needs. Fees and exchange rate data for banks taken from the International Money Transfer Index™ (IMTI™) and are updated from time to time.
Marketplace Integrations:
0-3 Business Days
Charges refers to the average margin that will be cut from your transaction when using a provider. It considers exchange rate, flat fees, and other factors.
EUR, USD, CAD, GBP, JPY
Marketplace Integrations:
0-4 Business days
Charges refers to the average margin that will be cut from your transaction when using a provider. It considers exchange rate, flat fees, and other factors.
USD, EUR, GBP, CAD, AUD, SGD, HKD
Marketplace Integrations:
API Solution
0-2 business days
Charges refers to the average margin that will be cut from your transaction when using a provider. It considers exchange rate, flat fees, and other factors.
GBP, USD, EUR
Collect international payments from global marketplaces
Marketplace Integrations:
1-4 business days
Charges refers to the average margin that will be cut from your transaction when using a provider. It considers exchange rate, flat fees, and other factors.
GBP, USD, EUR, CNH
Transfer funds directly to your local bank account
Marketplace Integrations:
2-5 business days
Charges refers to the average margin that will be cut from your transaction when using a provider. It considers exchange rate, flat fees, and other factors.
USD, EUR, AUD
Marketplace Integrations:
API Solution
1-2 business days
Charges refers to the average margin that will be cut from your transaction when using a provider. It considers exchange rate, flat fees, and other factors.
USD, EUR, GBP, AUD,
Offers various time-saving tools such as rate alerts, bulk payment set-up and fixed recurring payment features
The Currencies Direct batch feature allows you to pre-load mass payments in more than 40 currencies to 120 countries in a straightforward step
Currencies Direct integrates with some of the top online marketplaces including Amazon, eBay, Fnac, Groupon, Cdiscount and Priceminister
Currencies Direct have proven to be a professional, responsive, reliable international payments provider. Their service is extremely easy to use, and the level of communication has been invaluable in testing times, as has the superb assistance of our personal account manager
Peter van Veen, CEO VHC Global
The OFX platform is compatible with any mobile device and adapts to any screen size. It delivers a safe and efficient platform to make international payments while on the go.
OFX streamlines inbound payments from various marketplace providers via automated API integration.
OFX customers have 24/7 phone access to the business support team to make payments, confirm currency markets, and set up accounts.
Working with the banks they treat you like another number; file, next, file, next. OFX, on the other hand, treat you the way you want to be treated, and you form a rich business relationship because of it. I will make sure that the next generation of Zoratto also uses OFX
Andrew Zoratto, CEO, Zoratto Enterprises
Monitoring capability for up to 10 currencies of your choice
You choose the currency pair you want to monitor, and XE sends you an alert via email or the app when the rate reaches the amount you selected
XE’s team works closely with each client to define the most appropriate course of action
“Our customers like certainty. So they don’t want to be in a situation where they place an order in September, it’s delivered in November and the price is different. So they’re asking us to ensure against fluctuation and take the uncertainty out of it for them… We use Xe to reduce some of the risk that we have.”
Mark Milton, Director of Mark Milton JewelleryPayment providers may charge a fixed transaction fee, a percentage of the transfer amount, or waive the fee altogether. The exchange rate offered by the provider is another crucial component of pricing that needs to be examined carefully. Consider the above factors when choosing a payment plan.
If you are an online entrepreneur or the owner of a global enterprise, you likely work with third-party software and platforms such as accounting software, payment gateways, and any online marketplace on which you may sell. To simplify the payment process, payment providers typically offer seamless integration with relevant platforms. Check if the integration features offered by a provider are relevant for your business.
The most popular payment method is, of course, bank transfer. However, when making global payments, sometimes your partners may ask you to pay them through less common channels (e.g. currency wallets, direct debits, BACS, ACH, and others). It’s important to ensure that your payment provider of choice supports the payment methods suitable to you and your partners.
Most payment providers are safe and administered by regulatory agencies such as FCA and ASIC. If your business relies on large scale payments, however, regulations are not the only thing to consider for your safety. You should also be aware of other important collaterals:
Hedging tools are vital these days, especially when the fluctuations in the market are big and unpredictable. Options such as forward contracts, market orders and rate alerts can help you save money on your international payments. Check which provider offers what options and even more important, if you can manage your risks with the assistance of a market specialist.
Payments, those that are recurring or mass payments, enable paying out to multiple recipients in one bulk transaction. Recurring payments not only save time and human resources, but they can also earn you better exchange rates – which saves you a lot of money on each transaction.
